Non-Warrantable Condo
Flexible Financing for Unique Condos
Condos offer a unique blend of homeownership and community living. They’re a great choice for those seeking a low-maintenance lifestyle with access to shared amenities like pools, gyms, and green spaces that are often included in condo communities. With Stockton's flexible financing options for primary residences, second homes, and investment properties, we can provide financing to fit your unique situation.
Ideal for Investment
Condos can make attractive investment properties, especially with the option to generate rental income.
Accessibility
Compared to traditional single-family homes, condos can offer a more affordable path to homeownership.
Low Maintenance
With maintenance managed by the condo association, you can enjoy a hassle-free lifestyle.
HOW IT WORKS
Simplifying Condo Financing
Our non-warrantable condo financing program is designed for newer condo projects, including condotels and properties that don’t meet conventional program requirements. This flexibility allows you to pursue condo properties with greater ease, knowing there are loan options that can fit your unique property and lifestyle needs. Reach out to discuss how we can help you make your condo ownership goals a reality!
Eligibility
With a minimum credit score of 660, our program is accessible to a wide range of borrowers.
Qualification Flexibility
Borrowers can qualify using their income or rental income, providing financing options to meet individual financial situations.
Flexible Loan Options
We offer loan amounts from $100,000 to $3,000,000 with fixed-rate, adjustable-rate, and interest-only options available.
Wide Property Eligibility
This program supports a range of property uses—whether you’re purchasing a primary residence, vacation home, or investment property.
Application
Contact our team to begin the application process.
Start Your Condo Ownership Journey
Fill out the form to speak with a licensed mortgage loan originator. We're here to help you make informed decisions about your condo financing options.
This is not a commitment to lend. By clicking 'Submit,' you agree that Stockton Mortgage and its employees may call or text you, including through automated means, at the number provided. You understand that you are not required to consent as a condition of qualifying for a loan.