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Non-Warrantable Condo

Flexible financing for unique condos 

Condos offer a unique blend of homeownership and community living. They’re a great choice for those seeking a low-maintenance lifestyle with access to shared amenities like pools, gyms, and green spaces that are often included in condo communities. With Stockton's flexible financing options for primary residences, second homes, and investment properties, we can provide financing to fit your unique situation.

Ideal for investment

Condos can make attractive investment properties, especially with the option to generate rental income.

Accessibility

Compared to traditional single-family homes, condos can offer a more affordable path to homeownership.

Low maintenance

With maintenance managed by the condo association, you can enjoy a hassle-free lifestyle.

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How it works

Simplifying condo financing

Our non-warrantable condo financing program is designed for newer condo projects, including condotels and properties that don’t meet conventional program requirements. This flexibility allows you to pursue condo properties with greater ease, knowing there are loan options that can fit your unique property and lifestyle needs. Reach out to discuss how we can help you make your condo ownership goals a reality!

Eligibility

Minimum credit score of 660

Qualification flexibility

Borrowers can qualify using their income or rental income.

Loan options

We offer loan amounts from $100,000 to $3,000,000 with fixed-rate, adjustable-rate, and interest-only options available.

Wide property eligibility

This program supports a range of property uses—whether you’re purchasing a primary residence, vacation home, or investment property.

Application

Contact our team to begin the application process.

Start your condo ownership journey

Fill out the form to speak with a licensed mortgage loan originator. We're here to help you make informed decisions about your condo financing options.

This is not a commitment to lend. By clicking 'Submit,' you agree that Stockton Mortgage and its employees may call or text you, including through automated means, at the number provided. You understand that you are not required to consent as a condition of qualifying for a loan. 

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NMLS 8259 I Equal Housing Lender I NMLS Consumer Access I
1003 W Indiantown Road #213 Jupiter, FL 33458  | NMLS 2426790
Licensed in Florida, Georgia, and Virginia.
This website is not intended for California, New Mexico, and North Carolina. We are not a financial advisor. Please consult a Professional.
For refinance transactions, be aware that by refinancing your existing loan, your total finance charges may be higher over the life of the loan. This is not a commitment to lend.


 © Copyright 2026 Stockton Mortgage Corporation

NMLS #8259 I Equal Housing Lender I NMLS Consumer Access

For refinance transactions, be aware that by refinancing your existing loan, your total finance charges may be higher over the life of the loan. This is not a commitment to lend. 

 © Copyright 2024 Stockton Mortgage Corporation

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